Despite our best planning efforts， the sad reality is that the current system of retirement planning in America ends up in failure for as many as 70 percent of our nation's retirees。

What does retirement failure look like？ Author， radio host， and all-around retirement planning expert Rajiv Nagaich defines "failure" in three ways: ending up forced into institutionalized care， going broke， and being a burden on those we love。

The problem with the current system of retirement planning is not a lack of planning itself， but rather， the way in which these plans are coordinated。 While planning for financial， legal， and housing is extremely important， these individual plans can't guarantee your retirement dreams if they are not working together to accomplish your ultimate goal of retiring comfortably。

Over more than 20-plus years of helping Americans achieve their retirement dreams， Rajiv Nagaich has developed a step-by-step guide to retirement planning by connecting the various dots of the retirement planning process。 LifePlanning is a system that brings together legal， financial， and housing issues into a coordinated effort that can work to make sure you don't end up being forced into institutionalized care， going broke， and being a burden on your family。

Though it does cite research and statistics， Your Retirement: Dream or Disaster？ presents the realities and specifics of retirement planning in language that anyone can understand。 Are you ready to live the retirement of your dreams？ With a bit of planning， you can do just that！